USDA Rural Development

USDA Rural Development

USDA  Rural Development

A federal agency dedicated to improving the economy and quality of life in rural communities across the nation. Funds are currently available to residents in Genesee County to purchase or repair single family homes. We have several financial programs that support essential public facilities and services, such as water and sewer systems, housing, health clinics, emergency service facilities and electric and telephone service. For more information on funding opportunities, please contact our Batavia office at 585-343-9167 ext. 107.

The downloadable 502 application is for customers looking to purchase homes and make repairs to the home (we have no down payment required, no PMI, low interest rate, and flexible credit criteria). The downloadable 504 application is for current home owners to repair their homes (low interest rate and/or grants – dependent on eligibility). 

Resources:
A helpful guide on USDA Home Loans
How to Qualify for USDA Loans: Requirements & Tips
Understanding USDA Loan Rates: Your Path to Affordable Homeownership 
Financial Resources and Assistance for Farmers and Ranchers